◈ Legal Document

Terms of
Service.

Effective: 1 January 2026 · Last updated: 26 May 2026 · Version 1.0

By accessing or using KOZAI, you agree to these Terms. Read them carefully before subscribing.

The Service

KOZAI is an AI Business Intelligence platform operated by VARKOS GROUP LLC (Wyoming, USA), distributed by VARKOS VIP LTD (London, UK). It provides access to 16 AI specialists across four modules: Compliance, E-Commerce, Education, and Enterprise Intelligence.

Access & Subscription

Acceptable Use

You agree to use KOZAI only for lawful business purposes. You must not:

Agency & White Label

Agency plan subscribers may generate DIV- codes for their clients under the terms of the KOZAI Partner Agreement. White label usage requires a signed agreement with VARKOS VIP LTD. Contact partner@mykozai.com.

AI Output Disclaimer

KOZAI AI agents provide intelligence and analysis to support your decisions. Outputs are not legal advice, financial advice, or professional certification. Always validate AI outputs with qualified professionals before acting on them in regulated domains.

VARKOS GROUP LLC is not liable for decisions made based solely on AI agent outputs.

Intellectual Property

All KOZAI technology, brand, agent prompts, and infrastructure are the exclusive intellectual property of VARKOS GROUP LLC. Your input data and outputs remain yours. You grant us a limited license to process your queries to deliver the service.

Payments & Refunds

Termination

We may suspend or terminate your access for violation of these Terms, non-payment, or fraudulent activity. You may cancel your subscription at any time through your account dashboard. Cancellation takes effect at the end of the current billing period.

Limitation of Liability

To the maximum extent permitted by law, VARKOS GROUP LLC's total liability for any claim arising from use of KOZAI shall not exceed the amount you paid in the 3 months preceding the claim.

Governing Law

These Terms are governed by the laws of the State of Wyoming, USA. For EU/UK users, mandatory consumer protection rights under EU/UK law are not affected. Disputes shall be resolved through binding arbitration in Wyoming or as required by applicable local law.

Contact

For any questions: support@mykozai.com
VARKOS GROUP LLC · 30 N Gould St Ste N, Sheridan, WY 82801, USA

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